Online Credit Card Number Generator | Testsigma – Complete Guide

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DateJun 20, 2025


Online Credit Card Number Generator | Testsigma – Complete Guide

In the world of software testing and QA automation, having access to valid-looking but fake credit card numbers is essential. These numbers help teams simulate payment workflows, test edge cases, and validate security without triggering real transactions. That’s where tools like the Online Credit Card Number Generator by Testsigma come in handy.

Whether you are a QA engineer, developer, or automation tester, this guide will walk you through everything you need to know about using a credit card generator online—especially within Testsigma’s intelligent test automation ecosystem.


🚀 What Is Testsigma?

Testsigma is an AI-driven test automation platform that allows you to create, run, and manage tests across web, mobile, APIs, and desktop apps in one unified solution.

It enables both technical and non-technical users to:

  • Build automated tests using simple natural language.
  • Run tests on real devices and browsers in the cloud.
  • Integrate CI/CD workflows.
  • Reduce testing time significantly.

Among its many built-in utilities, fake data generators — including credit card number generation — stand out for eCommerce and FinTech testing teams.


🧾 What Is an Online Credit Card Number Generator?

An Online Credit Card Number Generator is a tool that produces a sequence of numbers mimicking the format of real credit cards. These numbers conform to the Luhn algorithm and represent card types like Visa, MasterCard, Amex, etc.

However, they are not tied to actual bank accounts and cannot be used for real transactions.

These are essential in:

  • Software testing
  • Sandbox environments
  • Dummy checkout simulations
  • Payment gateway validation

🔧 Why Use Credit Card Generators in Testing?

✅ 1. Simulate Payment Scenarios

You can test payment flows without triggering real charges.

✅ 2. Ensure Data Security

No real customer data is used during test cases.

✅ 3. Test Edge Cases

Simulate failed transactions, expired cards, or unsupported formats.

✅ 4. Validate Form Input

Ensure that your UI accepts only valid card formats.


💡 Credit Card Generator Features in Testsigma

Testsigma provides a suite of data generators, including the credit card number generator. Here’s what makes it powerful and user-friendly:

🌐 Web-Based

No need to install anything — use it directly from the browser.

🔣 Luhn-Compliant Generation

All numbers pass the Luhn check, ensuring format correctness.

💳 Supports Multiple Card Types

You can generate:

  • Visa (Starts with 4)
  • MasterCard (Starts with 5)
  • American Express (Starts with 34/37)
  • Discover (Starts with 6011)

🛡️ Secure & Sandbox-Only

The numbers are strictly for non-production use. They don’t connect to real accounts.

🧪 Plug-and-Play for Test Data

Instantly insert card data into your test scripts via variable referencing in Testsigma.


🧪 Example Use Case in Testsigma

Let’s say you’re automating a checkout flow in a test environment for an eCommerce app. Here’s how Testsigma can help:

  1. Go to Testsigma’s Test Case editor.
  2. Use the natural language step:
    • “Enter generated Visa card number in ‘Card Number’ field”
  3. Testsigma fetches a valid test card and fills the form.
  4. Proceed with expiry date, CVV, and simulate payment success/failure.

This simplifies test case writing and reduces dependency on static data.


🔐 Legal & Ethical Considerations

Using a credit card number generator is legal only when:

  • Used in test environments (e.g., QA, staging).
  • No intent to perform fraudulent activities.
  • You are not entering these into live/production payment gateways.

❌ Misuse Includes:

  • Attempting real transactions.
  • Bypassing paywalls or free trials.
  • Generating cards to spoof accounts.

Misuse can lead to account bans, IP blocks, legal penalties, or criminal prosecution.


🔣 How Credit Card Numbers Are Generated

Credit card numbers are structured and not random. They follow this format:

Card Number Format (e.g., Visa)

SectionDigitsDescription
IIN (BIN)6Identifies the issuing network
Account Identifier9–12Unique customer number
Check Digit (Luhn)1Validates the card number

✅ Luhn Algorithm

Testsigma’s generator uses the Luhn algorithm to create numbers that satisfy the checksum validation.

A simplified version of the algorithm:

function isValidLuhn(cardNumber) {
  let sum = 0;
  let alternate = false;

  for (let i = cardNumber.length - 1; i >= 0; i--) {
    let n = parseInt(cardNumber[i]);
    if (alternate) {
      n *= 2;
      if (n > 9) n -= 9;
    }
    sum += n;
    alternate = !alternate;
  }

  return sum % 10 === 0;
}

🛠️ How to Use It in Testsigma (Step-by-Step)

Step 1: Log In to Testsigma

Sign in to your Testsigma dashboard.

Step 2: Navigate to “Test Data”

In your test project:

  • Go to Test Data Profiles
  • Select “Add Generated Data”

Step 3: Choose Credit Card Generator

Select from:

  • Visa
  • MasterCard
  • Discover
  • American Express

You can also set:

  • Quantity
  • Expiry range
  • CVV options

Step 4: Insert into Test Steps

Use test steps like:

Enter generated Visa number in ‘Card Number’ field
Enter random CVV in ‘CVV’ field
Enter expiry date from profile

This ensures reusable, realistic, and dynamic test automation.


🧰 Alternative Tools for Developers

While Testsigma is ideal for automated testing, other tools also offer similar generators:

Tool NameBest ForType
GetCreditCardNumbers.comManual testingWeb-based
GeneratePlus.comCard + BIN detailsWeb-based
Namso CC GenMultiple optionsOpen-source
Stripe DocsTesting real gatewayOfficial

However, Testsigma is unique because it integrates directly into your test flows, not just as an external generator.


🔍 Best Practices

  1. Never use generated cards in production.
  2. Always document test data sources.
  3. Use data masking and encryption in test logs.
  4. Rotate and update test data regularly.
  5. Leverage CI/CD integration to trigger test card data dynamically.

📈 Why QA Teams Prefer Testsigma

  • Built-in test data generation
  • Supports cross-platform automation
  • Easy NLP-based test authoring
  • Real browser/device support
  • Scalable for Agile teams

Whether you’re testing:

  • Shopping carts
  • Subscription payments
  • Checkout validations
  • Payment failure flows

Testsigma’s card number generator ensures you don’t depend on hardcoded or unsafe test values.


❓ FAQs

Q1. Are Testsigma-generated credit cards real?

No. They are fake but format-valid numbers used for sandbox testing only.

Q2. Can I run automated tests with different card types?

Yes. You can script test cases for Visa, MasterCard, Amex, and Discover using generated data.

Q3. Is it free to use Testsigma’s credit card generator?

Yes, this feature is included in the Testsigma platform as part of your test authoring tools.

Q4. Can I simulate declined cards?

Yes. Combine generated data with simulated gateway responses to test success/failure cases.


🏁 Final Thoughts

In today’s digital landscape, quality assurance is critical — especially when dealing with payments. The Online Credit Card Number Generator by Testsigma offers a reliable, secure, and efficient way to test eCommerce and financial applications without risking data breaches or payment errors.

By integrating test data generation directly into your automation workflows, you eliminate the need for risky hardcoded values or time-consuming manual setups.

🔒 Test smarter. Test safer. Test faster — with Testsigma.


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